2026 tax year · 10 professions · 10 states
1099 vs W2 tax calculators, by profession and state
Pick your trade and your state to see what a contract rate actually nets after the full 15.3 percent self-employment tax, federal brackets and state income tax. Every calculator is free and takes about 30 seconds.
Accountant
Typical contract rate $50/hr · 10 states- California Accountant13.3% state tax
- Texas AccountantNo state tax
- Florida AccountantNo state tax
- New York Accountant10.9% state tax
- Washington AccountantNo state tax
- Illinois Accountant4.95% state tax
- Pennsylvania Accountant3.07% state tax
- Georgia Accountant4.99% state tax
- North Carolina Accountant3.99% state tax
- Ohio Accountant2.75% state tax
Software Engineer
Typical contract rate $95/hr · 10 states- California Software Engineer13.3% state tax
- Texas Software EngineerNo state tax
- Florida Software EngineerNo state tax
- New York Software Engineer10.9% state tax
- Washington Software EngineerNo state tax
- Illinois Software Engineer4.95% state tax
- Pennsylvania Software Engineer3.07% state tax
- Georgia Software Engineer4.99% state tax
- North Carolina Software Engineer3.99% state tax
- Ohio Software Engineer2.75% state tax
Copywriter
Typical contract rate $40/hr · 10 states- California Copywriter13.3% state tax
- Texas CopywriterNo state tax
- Florida CopywriterNo state tax
- New York Copywriter10.9% state tax
- Washington CopywriterNo state tax
- Illinois Copywriter4.95% state tax
- Pennsylvania Copywriter3.07% state tax
- Georgia Copywriter4.99% state tax
- North Carolina Copywriter3.99% state tax
- Ohio Copywriter2.75% state tax
Travel Nurse
Typical contract rate $65/hr · 10 states- California Travel Nurse13.3% state tax
- Texas Travel NurseNo state tax
- Florida Travel NurseNo state tax
- New York Travel Nurse10.9% state tax
- Washington Travel NurseNo state tax
- Illinois Travel Nurse4.95% state tax
- Pennsylvania Travel Nurse3.07% state tax
- Georgia Travel Nurse4.99% state tax
- North Carolina Travel Nurse3.99% state tax
- Ohio Travel Nurse2.75% state tax
DevOps Specialist
Typical contract rate $105/hr · 10 states- California DevOps Specialist13.3% state tax
- Texas DevOps SpecialistNo state tax
- Florida DevOps SpecialistNo state tax
- New York DevOps Specialist10.9% state tax
- Washington DevOps SpecialistNo state tax
- Illinois DevOps Specialist4.95% state tax
- Pennsylvania DevOps Specialist3.07% state tax
- Georgia DevOps Specialist4.99% state tax
- North Carolina DevOps Specialist3.99% state tax
- Ohio DevOps Specialist2.75% state tax
Project Manager
Typical contract rate $75/hr · 10 states- California Project Manager13.3% state tax
- Texas Project ManagerNo state tax
- Florida Project ManagerNo state tax
- New York Project Manager10.9% state tax
- Washington Project ManagerNo state tax
- Illinois Project Manager4.95% state tax
- Pennsylvania Project Manager3.07% state tax
- Georgia Project Manager4.99% state tax
- North Carolina Project Manager3.99% state tax
- Ohio Project Manager2.75% state tax
UX/UI Designer
Typical contract rate $70/hr · 10 states- California UX/UI Designer13.3% state tax
- Texas UX/UI DesignerNo state tax
- Florida UX/UI DesignerNo state tax
- New York UX/UI Designer10.9% state tax
- Washington UX/UI DesignerNo state tax
- Illinois UX/UI Designer4.95% state tax
- Pennsylvania UX/UI Designer3.07% state tax
- Georgia UX/UI Designer4.99% state tax
- North Carolina UX/UI Designer3.99% state tax
- Ohio UX/UI Designer2.75% state tax
Marketing Consultant
Typical contract rate $60/hr · 10 states- California Marketing Consultant13.3% state tax
- Texas Marketing ConsultantNo state tax
- Florida Marketing ConsultantNo state tax
- New York Marketing Consultant10.9% state tax
- Washington Marketing ConsultantNo state tax
- Illinois Marketing Consultant4.95% state tax
- Pennsylvania Marketing Consultant3.07% state tax
- Georgia Marketing Consultant4.99% state tax
- North Carolina Marketing Consultant3.99% state tax
- Ohio Marketing Consultant2.75% state tax
Graphic Designer
Typical contract rate $45/hr · 10 states- California Graphic Designer13.3% state tax
- Texas Graphic DesignerNo state tax
- Florida Graphic DesignerNo state tax
- New York Graphic Designer10.9% state tax
- Washington Graphic DesignerNo state tax
- Illinois Graphic Designer4.95% state tax
- Pennsylvania Graphic Designer3.07% state tax
- Georgia Graphic Designer4.99% state tax
- North Carolina Graphic Designer3.99% state tax
- Ohio Graphic Designer2.75% state tax
Video Editor
Typical contract rate $50/hr · 10 states- California Video Editor13.3% state tax
- Texas Video EditorNo state tax
- Florida Video EditorNo state tax
- New York Video Editor10.9% state tax
- Washington Video EditorNo state tax
- Illinois Video Editor4.95% state tax
- Pennsylvania Video Editor3.07% state tax
- Georgia Video Editor4.99% state tax
- North Carolina Video Editor3.99% state tax
- Ohio Video Editor2.75% state tax
Every calculator uses 2026 federal brackets, the Social Security wage base and the state rate shown, then reports your self-employment tax, true hourly rate after tax and the equivalent W2 salary offer. Estimates only, not tax advice. Local city and county income taxes are not included. Read the full guide to 1099 vs W2 pay.
Select your specific profession and state below to load pre-configured 1099 contract rates, state income tax brackets, and self-employment tax calculations. Compare your true take-home pay directly against equivalent W-2 salaries.