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Most rate calculators only look at base income taxes, completely ignoring the hidden costs of independent contracting. When switching from a W2 salary to a 1099 contract, you take on both halves of FICA (Self-Employment Tax), lose paid time off, and cover your own health insurance completely out-of-pocket.

RealContractorPay was built to give freelancers, consultants, and contractors full transparency into their true net income—showing you exactly what your hourly rate puts in your bank account and what W2 salary offer would match it.